Margin
Due to strict regulation in the US, margin is limited to leverage of four to one (4-1) intraday. and two to one (2-1) overnight; when the exchange is closed.
Overnight Margin, 2 to 1.
Example – if a customer has $10,000 in his account, he can hold securities valued at $20,000.
Note: Only shares above $5 are eligible for margin.
Intraday Margin, 4 to 1
Example – if a customer has $10,000 in his account, he can hold securities valued at $40,000.
Note: The account only gets leverage of 2 to 1 overnight. Which means if a customer has $40,000 in holdings in the account intraday, he will have to sell holdings worth $20,000 before the end of the trading day. so as not to get a Margin Call.
Overnight leverage will be charged 1% interest per month
Example – if a customer has $10,000 in an account, and holds shares valued at $20,000, the client will pay interest of 1% on the money that is leveraged.
Calculation Example: $10,000 * 1% = $100 divided by 31 days = $3.22 per day.
Intraday Margin is free. Intraday margin is 4 to 1 and the customer does not pay interest on Intraday margin.